Independent travel insurance vs. airline insurance: How to choose the best policy

Businesswoman traveling on an airplane to a business destination
While it’s easy to add travel insurance through the same airline you booked, it’s important to understand the value of comparison shopping.

Susumu Yoshioka / Getty Images


Buying travel insurance through an airline while booking flights for your vacation is convenient. But are the benefits really worth the cost?

If you’re planning to go that route make sure you understand exactly what you’re paying for. It may seem easier to stick with the airline you typically use for insurance, but it may not necessarily be the best long-term decision for your wallet or peace of mind. The majority of travelers, especially those traveling internationallychoose comprehensive plans to cover all of their bases.

With a travel insurance comparison site like Squaremouth, you can view dozens of options with the click of a button. The process is just as easy — plus, you’ll be able to compare benefits and prices in one window to get the best cost and coverage possible. Start your search now!

Shopping for independents vs. airline travel insurance

Most airlines offer travel insurance plans and encourage customers to purchase these plans through them. Some companies have the option to add a plan during checkout, while others may have to scroll to the bottom of the page or search for coverage on their website.

Airlines often work with a reputable partner to offer single-trip and annual plans, noting online that these come from a third-party — not the company itself. Some others also promote insurance plans tied

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